26 docs tagged with "Acquiring"

Accept payments with the Highnote acquiring platform using tokenized or PCI SAQ-D compliant integration paths. Supports one-time, recurring, and digital wallet payments.

Understand acquiring disputes: how chargebacks begin, the four dispute categories, and the stages from chargeback to arbitration.

Get started with the Highnote platform for card issuance, payment acquiring, credit, and real-time money movement.

Accept an acquiring dispute with acceptAndFinalizeCardPaymentDispute, resolving it in favor of the issuer for the full disputed amount.

Schema documentation and sample SQL queries for acquiring data in Snowflake, including payment transactions, orders, merchant disbursements, and disputes.

API sequence diagram of the five acquiring dispute stages, with Visa's allocation and collaboration workflow differences.

Onboard a business to accept card payments or move money using the createBusiness and onboardBusiness mutations.

Reference for acquiring dispute categories, dispute and stage statuses, stage response windows, and the category-stage status matrix.

Challenge an acquiring dispute through the API: upload evidence to the active stage, answer the category's questionnaire, and submit your response.

Embed a drop-in payment card checkout form using the Checkout SDK. Collects card details securely via iframe without PCI data exposure.

Split a payment into multiple scheduled installments using Credential on File. The first payment is customer-initiated (CIT) and follow-on payments are merchant-initiated (MIT). Includes Mastercard Single Authorization Multiple Capture (SAMC).

Reuse stored payment card details for unscheduled and recurring purchases with Credential on File (COF). Supports internal and external COF transactions with network token integration.

Query and display payment transaction data, build filtered transaction lists, and show transaction details from the Highnote acquiring API.

Field-by-field reference for acquiring dispute evidence questionnaires: ProcessingErrorQuestionnaire, ConsumerDisputeQuestionnaire, and their supporting enums.

Increase the authorized amount on an existing payment transaction without creating a new authorization. Covers network constraints for Visa and Mastercard, including zero-dollar authorization for extending expiration dates.

Understand how Highnote builds merchant descriptors for acquiring transactions and how to pass a per-transaction suffix through the API.

Define how acquiring processing charges are calculated for a merchant with pricing plans, validate them with simulation, and apply them with pricing configurations.

Migrate from the credential-specific acquiring mutations to authorizePaymentTransaction, chargePaymentTransaction, and reversePaymentTransaction.

Observe acquiring disputes and their lifecycle stages through the CardPaymentDispute read model and webhook events, and track each dispute's financial impact.

How Visa and Mastercard dispute reason codes map to Highnote's four acquiring dispute categories, with full code tables for each network.

Process online payments across Visa, Mastercard, Discover, American Express, and Maestro networks. Authorize, charge, capture, refund, and reverse payment transactions.

Create payment orders with catalog items and payment instructions to simplify payment collection and automated disbursement to financial accounts.

Build custom payment card input fields that tokenize card data securely via iframe using the Secure Inputs SDK.

Test payment authorizations and declines in the Highnote sandbox using test card numbers for Visa and Mastercard. Includes decline codes, retry policies, and test PANs.

Drive an acquiring dispute through its lifecycle in the Test environment: originate a dispute, respond to it, and simulate the issuer's decision.

Fee breakdown surfaced on acquiring payment transactions — interchange, merchant, and network fees with accounting direction.