About Acquiring Payments
Accept payments with the Highnote acquiring platform using tokenized or PCI SAQ-D compliant integration paths. Supports one-time, recurring, and digital wallet payments.
Accept payments with the Highnote acquiring platform using tokenized or PCI SAQ-D compliant integration paths. Supports one-time, recurring, and digital wallet payments.
Split a payment into multiple scheduled installments using Credential on File. The first payment is customer-initiated (CIT) and follow-on payments are merchant-initiated (MIT). Includes Mastercard Single Authorization Multiple Capture (SAMC).
Reuse stored payment card details for unscheduled and recurring purchases with Credential on File (COF). Supports internal and external COF transactions with network token integration.
Increase the authorized amount on an existing payment transaction without creating a new authorization. Covers network constraints for Visa and Mastercard, including zero-dollar authorization for extending expiration dates.
Understand how Highnote builds merchant descriptors for acquiring transactions and how to pass a per-transaction suffix through the API.
Process online payments across Visa, Mastercard, Discover, American Express, and Maestro networks. Authorize, charge, capture, refund, and cancel payment transactions.
Create payment orders with catalog items and payment instructions to simplify payment collection and automated disbursement to financial accounts.