11 docs tagged with "Accounts"

Monitor and manage account delinquency status, receivables, and collections. Track days delinquent, suspend authorizations, and process charge-offs.

Add funds to a financial account using Originated ACH, Non-originated ACH, or transfers from a product funding account.

Fund your product funding account via wire transfers in the Live environment or simulated wire transfers in Test.

Close a financial account by resolving pending authorizations, deactivating cards, and handling unclaimed rewards. Simulate closures in the Test environment.

Query the chronological history of changes to a financial account for auditing, fraud detection, and regulatory compliance.

Monitor negative balances across financial accounts with aging duration, latest balance updates, and date turned negative.

Onboard US Business and US Person account holders, open card product applications, and issue financial accounts with KYC, KYB, and OFAC verification.

Simulate the account closure workflow in the Test environment, from PENDING_CLOSURE through CLOSED status.

Suspend a financial account to decline all authorizations and block card issuance. Remove the suspension to resume operations.

Transfer funds between Highnote financial accounts in real time for rewards redemption, peer-to-peer payments, or internal company transfers.

Update account holder contact information including address, phone, email, and credit risk attributes like income and employment status.