Push funds to and pull funds from eligible external cards using Visa Direct or Mastercard Send. Push and pull support debit, prepaid, and credit cards. Transfers move between a Highnote financial account and a tokenized external card. Supports single-use and reusable payment method tokens.
Check what the card network reports about a Visa or Mastercard card's money movement eligibility and classification before you move funds, using checkInstrumentEligibilityDetails. Up to 100 cards per request.
Synchronous UserError codes and the sync/async duality for RTP and FedNow transfers initiated with transferFunds. For the full failureReason reference, see Transfer Failure Reasons.
What each Real-Time Payments, FedNow, Unified Funds Transfer, and wire transfer failure reason means, grouped by the action to take. Covers routing to another rail, retry, and request errors.
Move money in a single API call using Real-Time Payments, FedNow, or Instant Network Transfers via Visa Direct OCT/AFT and Mastercard MoneySend Payment/Funding. Supports push-to-card, pull-from-card, and bank transfers.