14 docs tagged with "Money Movement"

Get started with the Highnote platform for card issuance, payment acquiring, credit, and real-time money movement.

Move funds across ACH, wire transfers, Real-Time Payments (RTP), FedNow, and Instant Network Transfers using a single API with intelligent routing based on cost, speed, and destination.

Process routine, high-volume payments between U.S. bank accounts using ACH. Supports originated and non-originated transfers with same-day, next-day, or standard processing.

Onboard a business to accept card payments or move money using the createBusiness and onboardBusiness mutations.

Push funds to and pull funds from eligible external cards using Visa Direct or Mastercard Send. Push and pull support debit, prepaid, and credit cards. Transfers move between a Highnote financial account and a tokenized external card. Supports single-use and reusable payment method tokens.

Check what the card network reports about a Visa or Mastercard card's money movement eligibility and classification before you move funds, using checkInstrumentEligibilityDetails. Up to 100 cards per request.

Verify and link external bank accounts using Plaid or Finicity. Choose from Hosted URL, Plaid SDK, or direct processor token integration paths.

Schema documentation for ACH and RTP (real-time payments) transfer data in Snowflake, including transaction event fields and status values.

Explore money movement use cases including payroll, earned wage access (EWA), gig worker payouts, corporate disbursements, and stablecoin wallet onramp and offramp.

Synchronous UserError codes and the sync/async duality for RTP and FedNow transfers initiated with transferFunds. For the full failureReason reference, see Transfer Failure Reasons.

What each Real-Time Payments, FedNow, Unified Funds Transfer, and wire transfer failure reason means, grouped by the action to take. Covers routing to another rail, retry, and request errors.

Move money in a single API call using Real-Time Payments, FedNow, or Instant Network Transfers via Visa Direct OCT/AFT and Mastercard MoneySend Payment/Funding. Supports push-to-card, pull-from-card, and bank transfers.

Receive wire transfers into a Highnote FinancialAccount. Covers the wire lifecycle, notifications, ledger entries, and search.

Add funds to a Highnote financial account by wire through a manual review and approval workflow. This is a separate flow from the wire rail documented in Wire Transfers.