About Highnote
Get started with the Highnote platform for card issuance, payment acquiring, credit, and real-time money movement.
Get started with the Highnote platform for card issuance, payment acquiring, credit, and real-time money movement.
Move funds across ACH, wire transfers, Real-Time Payments (RTP), and Instant Network Transfers using a single API with intelligent routing based on cost, speed, and destination.
Process routine, high-volume payments between U.S. bank accounts using ACH. Supports originated and non-originated transfers with same-day, next-day, or standard processing.
Transfer funds from Highnote-issued cards to external debit and prepaid cards using Visa Direct or Mastercard Send. Supports single-use and reusable payment method tokens.
Verify and link external bank accounts using Plaid or Finicity. Choose from Hosted URL, Plaid SDK, or direct processor token integration paths.
Explore money movement use cases including payroll, earned wage access (EWA), gig worker payouts, corporate disbursements, and stablecoin wallet onramp and offramp.
Move money in a single API call using Real-Time Payments or Instant Network Transfers via Visa Direct OCT/AFT and Mastercard MoneySend Payment/Funding. Supports push-to-card, pull-from-card, and bank transfers.
Move funds between Highnote financial accounts and external bank accounts via Fedwire with same-day settlement. Covers incoming and outgoing wire transfers with approval workflows.