11 docs tagged with "Money Movement"

Get started with the Highnote platform for card issuance, payment acquiring, credit, and real-time money movement.

Move funds across ACH, wire transfers, Real-Time Payments (RTP), and Instant Network Transfers using a single API with intelligent routing based on cost, speed, and destination.

Process routine, high-volume payments between U.S. bank accounts using ACH. Supports originated and non-originated transfers with same-day, next-day, or standard processing.

Onboard a business to accept card payments or move money using the createBusiness and onboardBusiness mutations.

Push funds to and pull funds from external debit and prepaid cards using Visa Direct or Mastercard Send. Transfers move between a Highnote financial account and a tokenized external card. Supports single-use and reusable payment method tokens.

Verify and link external bank accounts using Plaid or Finicity. Choose from Hosted URL, Plaid SDK, or direct processor token integration paths.

Explore money movement use cases including payroll, earned wage access (EWA), gig worker payouts, corporate disbursements, and stablecoin wallet onramp and offramp.

Synchronous UserError codes and the sync/async duality for RTP transfers initiated with transferFunds. For the full failureReason reference, see Transfer Failure Reasons.

What each Real-Time Payments and Unified Funds Transfer failure reason means, grouped by the action to take. Covers routing to another rail, retry, and request errors.

Move money in a single API call using Real-Time Payments or Instant Network Transfers via Visa Direct OCT/AFT and Mastercard MoneySend Payment/Funding. Supports push-to-card, pull-from-card, and bank transfers.

Move funds between Highnote financial accounts and external bank accounts via Fedwire with same-day settlement. Covers incoming and outgoing wire transfers with approval workflows.