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4 docs tagged with "Payment Rails"

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ACH Transfers

Process routine, high-volume payments between U.S. bank accounts using ACH. Supports originated and non-originated transfers with same-day, next-day, or standard processing.

Instant Network Transfers

Transfer funds from Highnote-issued cards to external debit and prepaid cards using Visa Direct or Mastercard Send. Supports single-use and reusable payment method tokens.

Transfer Funds API

Move money in a single API call using Real-Time Payments or Instant Network Transfers via Visa Direct OCT/AFT and Mastercard MoneySend Payment/Funding. Supports push-to-card, pull-from-card, and bank transfers.

Wire Transfers

Move funds between Highnote financial accounts and external bank accounts via Fedwire with same-day settlement. Covers incoming and outgoing wire transfers with approval workflows.