6 docs tagged with "Payment Rails"

Process routine, high-volume payments between U.S. bank accounts using ACH. Supports originated and non-originated transfers with same-day, next-day, or standard processing.

Push funds to and pull funds from external debit and prepaid cards using Visa Direct or Mastercard Send. Transfers move between a Highnote financial account and a tokenized external card. Supports single-use and reusable payment method tokens.

Synchronous UserError codes and the sync/async duality for RTP transfers initiated with transferFunds. For the full failureReason reference, see Transfer Failure Reasons.

What each Real-Time Payments and Unified Funds Transfer failure reason means, grouped by the action to take. Covers routing to another rail, retry, and request errors.

Move money in a single API call using Real-Time Payments or Instant Network Transfers via Visa Direct OCT/AFT and Mastercard MoneySend Payment/Funding. Supports push-to-card, pull-from-card, and bank transfers.

Move funds between Highnote financial accounts and external bank accounts via Fedwire with same-day settlement. Covers incoming and outgoing wire transfers with approval workflows.