8 docs tagged with "Payment Rails"

Process routine, high-volume payments between U.S. bank accounts using ACH. Supports originated and non-originated transfers with same-day, next-day, or standard processing.

Push funds to and pull funds from eligible external cards using Visa Direct or Mastercard Send. Push and pull support debit, prepaid, and credit cards. Transfers move between a Highnote financial account and a tokenized external card. Supports single-use and reusable payment method tokens.

Check what the card network reports about a Visa or Mastercard card's money movement eligibility and classification before you move funds, using checkInstrumentEligibilityDetails. Up to 100 cards per request.

Synchronous UserError codes and the sync/async duality for RTP and FedNow transfers initiated with transferFunds. For the full failureReason reference, see Transfer Failure Reasons.

What each Real-Time Payments, FedNow, Unified Funds Transfer, and wire transfer failure reason means, grouped by the action to take. Covers routing to another rail, retry, and request errors.

Move money in a single API call using Real-Time Payments, FedNow, or Instant Network Transfers via Visa Direct OCT/AFT and Mastercard MoneySend Payment/Funding. Supports push-to-card, pull-from-card, and bank transfers.

Receive wire transfers into a Highnote FinancialAccount. Covers the wire lifecycle, notifications, ledger entries, and search.

Add funds to a Highnote financial account by wire through a manual review and approval workflow. This is a separate flow from the wire rail documented in Wire Transfers.