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15 docs tagged with "Simulations"

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Simulate a Wire Transfer

Simulate incoming and outgoing wire transfers to your product funding account in the Test environment.

Simulate Account Closure

Simulate the account closure workflow in the Test environment, from PENDING_CLOSURE through CLOSED status.

Simulate Account Delinquency

Simulate account delinquency scenarios in the Test environment. Age accounts backward, trigger delinquency attributes, and test charge-off at 180+ days.

Simulate Address Validation

Simulate shipping address validation responses in the Test environment using keywords to trigger changed, incomplete, or invalid address results.

Simulate Authorizations and Refunds

Test payment authorizations and declines in the Highnote sandbox using test card numbers for Visa and Mastercard. Includes decline codes, retry policies, and test PANs.

Simulate Billing Statements

Simulate billing statement cycles in the Test environment by shifting end periods and rolling over to the next billing cycle.

Simulate Card Order Fulfillment

Simulate individual and group physical card order lifecycles in the Test environment by transitioning orders through fulfillment statuses.

Simulate Fleet Transactions

Simulate Visa and Mastercard fleet authorizations, clearing events, and Level 2 and Level 3 enhanced data in the Test environment.

Simulate Repayments

Simulate ACH repayment workflows in the Test environment. Create test payments, update transfer statuses, and verify ledger impact.

Simulate Transactions

Simulate authorizations, clearing, reversals, refunds, and adjustments in the Test environment. Includes 3D Secure verification for Visa and Mastercard.

Simulate Underwriting Decisions

Simulate underwriting decisions in the Test environment including credit line assignment, application denial, credit report freezes, fraud alerts, and MLA eligibility.

Testing the API

Simulate real-time transactions and compliance scenarios in the Highnote Test environment before going live.